Real estate investors — DC area & Midwest
We started with a glamping tent. Now we run two portfolios across five states.
We're Jess and Joe — husband and wife investors operating furnished rentals on the East Coast and acquiring homes creatively in the Midwest. We've been building since before we were married and we're just getting started.
our story
Start, Optimize, Evolve
In 2021 we listed our first property — a glamping experience on Joe's childhood home in rural Maryland, overlooking acres of farmland. It was handcrafted, it filled up fast, and it showed us what was possible. Jess fell in love with creating spaces and delivering hospitality. Joe learned that 2AM maintenance calls weren't his thing.From there Jess built a full short-term and mid-term rental operation — designing spaces, managing guest communications, handling revenue management, and building local teams in every market we operate. It's some days chaotic, some days a well-oiled machine, and always something we're optimizing. Today she runs 13 units across Virginia, DC, and Indiana.Joe found his lane in the Midwest — acquiring single-family homes in Illinois and Missouri below market and creating seller-financed pathways to homeownership for families who are ready for roots. It's a model that lets him focus on what he loves: underwriting, acquisitions, and getting more reps as an investor.We run our lanes separately, but strategize together. The goal hasn't changed since 2021 — a homestead, a veggie garden, and some chickens. Real estate is how we're getting there.
Tonlé (ទន្លេ, pronounced "tone-lay") means freshwater river in Khmer. Jess is Cambodian-American — raised by parents who came to this country as refugees and built a life through ingenuity and tenacity. That's the foundation we build on.
Joe Hurm
Co-Founder & Acquisitions
Joe finds, underwrites, and closes deals in Illinois and Missouri. He focuses on off-market acquisitions, creative deal structuring, and building long-term relationships with lenders and the families he helps into homeownership.
Jess Young
Co-Founder & Strategy
Jess runs Tonlé Stays — a 13-unit short and mid-term rental portfolio across Virginia, DC, and Indiana. She sets the strategic direction for Tonlé Holdings and brings a background in AI and enterprise strategy to how the portfolio grows.
What we do
Two portfolios. One vision.
Furnished Monthly & Short-Term Rentals
Modern, comfortable spaces for weekend getaways, extended stays, and monthly rentals — serving vacationers, corporate travelers, and relocating families across Virginia, DC, and Indiana.
Seller-Financed Homeownership
Homes in Illinois and Missouri available through seller financing — a straightforward path to ownership for families who are ready to put down roots.
13
furnished rental units across 5 markets
11
families on the path to homeownership
100%
on-time repayment to private lenders
work with us
We work with private lenders who want their capital doing real work.
Joe actively acquires in Illinois and Missouri and partners with private lenders to fund deals. The structure is straightforward, the security is real, and every lender he's worked with has been repaid on time, everytime.If that's something you want to learn more about, book a call with Joe directly.
| Sample Deal | |
|---|---|
| Interest rate | 12% amortized |
| Term | 5 years |
| Typical loan size | ~$36,000 per property |
| Security | First position lien on property |
| Repayment history | 100% on time |
Joe Hurm
Co-Founder & Acquisitions
Connect
Let's talk.
Whether you're an investor, a potential partner, or just want to learn more about what we're building — we're always open to a good conversation.
PRIVATE POLICYLast Updated: June 20261. Overview
Tonle Holdings LLC ("we," "us," or "our") is committed to protecting the privacy of our clients, prospects, and website visitors. This Privacy Policy explains how we collect, use, and protect your personal information.2. Information We Collect
We may collect the following information when you submit an online application or form:
Full name
Email address
Phone number
Property interest and preferences
Rental or purchase application details3. How We Use Your Information
We use the information you provide to:
Respond to your property inquiries
Schedule and confirm property walkthroughs
Provide application status updates
Communicate rental or purchase process details
Send SMS messages related to your application and property of interest4. SMS Communication Policy
By providing your phone number through our online application or Google Form, you consent to receive SMS messages from Tonle Holdings LLC.
Messages are limited to property information, walkthrough scheduling, application status updates, and rental or purchase process communication
No promotional or marketing messages will be sent
Message frequency is approximately 2–4 messages per month
Message and data rates may apply
Reply HELP for assistance
Reply STOP at any time to opt out and stop receiving messages5. How We Protect Your Information
We take reasonable steps to protect your personal information from unauthorized access, disclosure, or misuse. Your information is used solely for the purposes described in this policy and is never sold to third parties.
Tonle Holdings LLC does not share or sell consumer personal information to any third parties for marketing or any other purposes6. Third-Party Services
We use the following third-party tools to communicate with clients:
Quo — for SMS communication
Google Forms — for online applications and lead collection
These services have their own privacy policies and terms of service.7. Your Rights
You have the right to:
Request access to the personal information we hold about you
Request correction of inaccurate information
Opt out of SMS communication at any time by replying STOP
Contact us with any privacy-related concerns8. Contact Us
If you have any questions about this Privacy Policy, please contact us:
Tonle Holdings LLC
[email protected]9. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. Changes will be reflected by the updated effective date at the top of this page.